Money Myth #3: “I Don’t Have the Time to Get My Money Sorted”

How many times have you caught yourself saying, “I just don’t have time to deal with my finances”?
If that’s you, you’re not alone — but you’re also buying into one of the most limiting money myths out there.

We make time for what we value. Whether it’s binge-watching a new show or scrolling through Instagram, we somehow find time. Money is no different. When you truly want clarity and peace around your finances, you’ll find the time to make it happen — and it doesn’t need to be overwhelming.

Here’s how to start busting the “no time” myth using five simple steps.

1. Beliefs and Stories

Our beliefs about money shape how we treat it — and how much time we’re willing to give it.
Many of us grew up hearing that money is “bad,” “greedy,” or “not spiritual.” Those ideas can unconsciously lead to procrastination or avoidance.

Take a few moments to reflect or journal about what stories you tell yourself about money. Do you feel guilt, fear, or even boredom when you think about it? Awareness is the first step toward transformation.

2. Clarity

Clarity brings calm. Once you know what matters most in your life, you can align your money with your values.
Ask yourself: What lights me up? What lifestyle do I want my money to support?
It’s not about the numbers at first — it’s about the life you want to live and how your money can help you get there.

3. Visibility

It’s impossible to manage what you can’t see.
Gather all your accounts, debts, and investments in one place. You might be surprised — you could be closer to your goals than you think! Visibility transforms vague worry into confident action.

4. System

A simple system keeps your money flowing smoothly. I call mine the Money Pie Framework — five bank accounts that make managing life’s moving parts easier.
When money has a purpose — whether it’s for bills, fun, kids, or holidays — guilt disappears and confidence grows.

5. Flexibility

Life changes, and so should your money system. That’s the beauty of flexibility — your plan adjusts with your priorities.
When your system supports your values and goals, managing money feels calm, even boring at times — and that’s exactly how it should be. Because when money management feels simple, life becomes exciting.

The truth? You don’t need more time. You just need to start.
Take one small step today — look at your bank balance, review a bill, write down your money beliefs. Each action brings you closer to financial freedom.