OK, so simplicity isn’t exactly “sexy”, but it is simple!  That’s as profound as I’m going to get, I promise.

Recently I worked with a client and helped to unravel some very complicated financial set ups. There were bills paid late, and account fees upon account fees, not to mention a very loose bud...

Capital protection (usually in a managed fund) is something I first heard about a few years ago.  I always thought that the only capital protected accounts were in the bank, where the Government guaranteed up to $250,000.

However, there are companies that offer capital protected products that essenti...

Compared to many other Developed Countries we have a pretty good public health system, yet it's still advisable to have some private health insurance - particularly if you need anything medical that is classified as "non-essential".

I've had private health insurance for about 20 years, and the amount...

The concept of what is a Financial Plan is something I began to re-evaluate a few years ago, as life has a way of not going to plan – either because things don’t work out the way you anticipated, or because something better comes along that you couldn’t anticipate.

Life has given me so many switches ...

Even though my daughter is only 6 years old, I’ve already started her money education journey.  It’s something I’ve been conscious of since she was about 2, starting with how my husband and I talk about money, spend money and portray the value or concept of money to her.  

This may seem like “over-th...

Saving money, helping the environment, and making your life simpler - it's like reaching the trifecta! About a year ago I started to look at ways to reduce the waste, expense and effort surrounding cleaning and cooking.

Like many people, I never enjoyed cleaning and only enjoyed cooking when I had ...

Can you relate to the saying “it’s just like riding a bike”?

It’s something I heard a lot growing up, but never understood. The idea of muscle memory enabling me to just do something I’d learned years earlier without really thinking about it, wasn’t relatable for me.

You see, I never learned to ri...

In the movie “Miss Congeniality” (stay with me, there is a point), there is a scene where each of the beauty pageant entrants are asked what they want most, and nearly all say “World Peace”.  
While wanting everywhere in the World to be peaceful is a lovely idea, it’s a pretty tricky concept to make ...

There’s been a lot of talk lately about rising interest rates and there’s a lot of concern around what that’s going to mean for the family budget.

What the Reserve Bank is trying to do is curb inflation and pull back the rising cost of goods and housing.

With inflation officially sitting at 5.1% (the ...

In my last post I talked about how I was overhauling my finances and ditching a Financial Advisor who was happy to take my regular commissions, and provide no value in return.

Here are some important considerations to help you take control of your investments:

Step 1: Risk Profile

There are a number ...

Many years ago I went to see a Financial Advisor to get my “money sorted”.  I have to admit to being pretty naïve, and I bought the sales pitch hook, line and sinker.  I have since been on a research and clean up exercise and what a journey!

I found that I was paying more than 3% in fees on my supera...

We live in an age of buzz words, and one that I'm hearing a lot at the moment is about being "resilient". No matter what one's age or stage in life, resilience seems to play a part.

When my daughter was 18 months old, I read quite a bit about toddler development and "conscious parenting" and raising ...